SSDI Basics
SSDI Basics
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How Does Social Security Disability Insurance (SSDI) Work?
Here's a basic introduction to how Social Security disability works.
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How Much in Social Security Disability Benefits Can You Get?
Your SSDI payment depends on your average lifetime earnings.
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What Is the Five-Month Waiting Period for Social Security Disability?
Applicants who are approved for Social Security disability lose the first five month of benefits.
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What Is the Disability Freeze?
The disability freeze ignores years with poor earnings due to disability for the purposes of SSDI eligibility.
Eligibility for SSDI
Eligibility for SSDI
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Social Security Disability Work Credits (SSDI)
You must pass a recent work test and a duration of work test in order to be insured for SSDI.
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What Is the Date Last Insured (DLI) for Disability Benefits?
In order to qualify for SSDI, you need to show that you were disabled before your date last insured.
SSDI and Retirement Benefits
SSDI and Retirement Benefits
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Can a Retired Person Also Collect Social Security Disability?
Social Security disability insurance is really a form of early retirement benefits, so you can't receive both at the same time.
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Retired Early? Social Security Disability Eligibility
Many early retirees collect SSDI when they can no longer work.
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Social Security Disability Dependent Benefits
If you've been approved for Social Security disability benefits, dependents who rely on your income may also qualify for benefits.
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If I'm Approved for Disability, Will My Children Get Benefits?
Whether your child or children will get Social Security benefits depends on which disability benefits you've been approved for (SSDI or SSI).
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Social Security Survivors Benefits After the Death of a Disabled Worker
If a disabled individual dies, his or her spouse and dependents may get Social Security survivors benefits.
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Social Security Survivor Benefits for Divorced Spouses
Social Security Disability Insurance (SSDI) provides surviving ex-spouses with almost the same benefits as widows.