The articles on this page explain which states tax Social Security benefits, how back pay is taxed, available tax breaks and credits, and situations where benefits can be garnished for debts.
When Money Can Be Taken Out of Your Disability Benefits
Social Security and SSI disability benefits come with some built-in protections against being taken by creditors. There are a few exceptions, however, including when you owe money for child support and when you owe the IRS taxes. In most other circumstances, your disability benefits can't be garnished or attached by your creditors.
Taxes on Social Security Disability Benefits
Taxes on Social Security Disability Benefits
-
Are Social Security Disability Benefits Taxable?
Learn whether the federal or state governments tax your monthly benefits or backpay.
-
Which States Tax Social Security Disability Benefits?
Some states tax Social Security and SSI disability benefits while others don't.
-
How Is Social Security Disability Back Pay Taxed?
The IRS has implemented a fair system for taxing Social Security disability back payments that come in a lump sum.
-
Tax Breaks for People With Disabilities Who Receive SSDI or SSI Benefits
SSDI or SSI recipients can benefit from a larger standard deduction, a deduction for disability-related work expenses, exemptions for disability benefits, and tax-advantaged savings and retirement accounts.
-
Tax Credits for People With Disabilities Who Receive SSDI or SSI Benefits
If you’re disabled and receive Social Security disability benefits—either SSDI or SSI—you can qualify for certain tax credits.
Collecting Debts From Disability Benefits
Collecting Debts From Disability Benefits
-
When Can My SSI or SSDI Benefits Be Taken to Pay Debts?
Can they garnish my disability check?
-
How Workers' Compensation Benefits Offset Social Security Disability Payments
Understand how workers' compensation benefits can affect your Social Security disability payments.
More Legal Topics
Copyright ©2025 MH Sub I, LLC dba Nolo ® Self-help services may not be permitted in all states. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site. The attorney listings on this site are paid attorney advertising. In some states, the information on this website may be considered a lawyer referral service. Please reference the Terms of Use and the Supplemental Terms for specific information related to your state. Your use of this website constitutes acceptance of the Terms of Use, Supplemental Terms, Privacy Policy, Cookie Policy, and Consumer Health Data Notice.
Your Privacy Choices