When you apply for disability, if the Social Security Administration (SSA) decides your condition doesn't meet a disability listing and you can't do your past job, the SSA will refer to the "grid rules" for those between the ages of 50 and 54 to decide if you are disabled. The grids are a series of tables that take into account several factors before pointing to a finding of disabled or not disabled.
However, using the grids is only one way to win, or lose, a claim at this point in the evaluation; even if the grid directs a finding of "not disabled," a claimant aged 50-54 may still be approved. Below we discuss some strategies for 50-54 year olds to win their claim even if they are found "not disabled" based on the grids.
In relation to the grid rules, the SSA categorizes people who are aged 50-54 as "closely approaching advanced aged." The SSA has specific rules for those who are in this age group. Before continuing, please read our overview article on using the grid rules to learn the details of what the grids take into account (such as RFC, education, skill set, and whether your skills are transferable) and to understand the nuances of each factor.
For each age group, the grid is divided by exertional levels; that is, what level of work an applicant's RFC (residual functional capacity assessment) states that an applicant can do. The different RFC levels are for work at the following levels:
Below are the grid rules for people between the age of 50 and 54. To see how the SSA would decide your case based on the grids, first find the table for your RFC level. Next, find the row that describes your education level and previous work experience. The third column shows the decision the SSA will make based on those two factors.
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RFC for SEDENTARY WORK
Education |
Skill Level |
Decision |
Completed 11 grade or less |
Unskilled work or no work |
Disabled |
Completed 11 grade or less |
Skilled or semiskilled work but skills are not transferable |
Disabled |
Completed 11 grade or less |
Skilled or semiskilled work with transferable skills |
Not disabled |
High school graduate (or GED) or higher |
Unskilled work or no work |
Disabled |
High school graduate (or GED) or higher |
Skilled or semiskilled work but skills not transferable |
Disabled |
High school graduate (or GED) or higher |
Skilled or semiskilled work with transferable skills |
Not disabled |
Recent education that provides for direct entry into skilled work (high school graduate or more) |
Unskilled work or no work |
Not disabled |
Recent education that provides for direct entry into skilled work (high school graduate or higher) |
Skilled or semiskilled work, whether skills are transferable or not |
Not disabled |
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RFC for LIGHT WORK
Education |
Skill Level |
Decision |
Illiterate |
Unskilled work or no work |
Disabled |
Completed 11 grade or less |
Unskilled work or no work |
Not disabled |
Completed 11 grade or less |
Skilled or semiskilled work but skills not transferable |
Not disabled |
Completed 11 grade or less |
Skilled or semiskilled work with transferable skills |
Not disabled |
High school graduate or higher |
Unskilled work or no work |
Not disabled |
High school graduate or higher |
Skilled or semiskilled work but skills not transferable |
Not disabled |
High school graduate or higher |
Skilled or semiskilled with transferable skills |
Not disabled |
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RFC for MEDIUM WORK
Education |
Skill Level |
Decision |
Completed 11 grade or less |
Unskilled work or no work |
Not disabled |
Completed 11 grade or less |
Skilled or semiskilled work but skills not transferable |
Not disabled |
Completed 11 grade or less |
Skilled or semiskilled work with transferable skills |
Not disabled |
High school graduate or higher |
Unskilled work or no work |
Not disabled |
High school graduate or higher |
Skilled or semiskilled work but skills not transferable |
Not disabled |
High school graduate or higher |
Skilled or semiskilled work with transferable skills |
Not disabled |
Recent education that provides for direct entry into skilled work (high school graduate or higher) |
Skilled or semiskilled work whether or not skills are transferable |
Not disabled |
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If your RFC is for heavy work or very heavy work, and you are age 50-54, it will be hard to win your claim based on a physical impairment alone. This is because if you can do heavy work, the SSA will conclude that you can perform medium and light work as well, which leaves many jobs open for you to do. Even if you are affected by environmental factors such as smoke, fumes, dust, temperature, or noise, you will still be denied, since there are many jobs that could be still found.
However, if you can prove to the SSA that you have certain non-exertional impairments that impact your job (such as trouble concentrating due to anxiety or the complete inability to stoop because of a back problem), you could still win your claim. For more information, see our articles on mental limitations and non-exertional impairments.
Here are examples of where a person aged 50-54 can be approved for disability benefits based on the grids.
Even for a claimant aged 50-54, the grids will frequently direct a finding of not disabled.
Even if the grids alone would deny you disability benefits, there are other strategies you can use to try and win your claim. For example, if you have non-exertional limitations, such as not being able to use your fingers, you might be able to qualify for disability. Other examples of non-exertional limitations include postural problems (like the inability to stoop) or difficulty with focus and concentration (from mental health or other physical issues.) For more information on how to win a claim using this strategy, see our article using a combination of exertional (strength-related) and non-exertional limitations.
Or, if the SSA gives you a sedentary RFC but you can prove that you are unable to do even a sit-down job, you can be approved (you would fall outside the grids). For more information, see our article on how to win your claim based on an RFC for less than sedentary work.
Another way you may be able to win your claim is under the "worn-out worker" rule. To qualify under this rule, you must have a marginal education (6th grade or less) and have worked at least 35 years in arduous (extremely physical) unskilled labor, and your impairment must prevent you from doing this kind of job anymore. For more information see our article on the "worn-out worker" rule.
Finally, if you are a few months away from turning 55 and would be approved for benefits based on using the older age category of 55-59, the SSA will look at the facts of your case to decide if the older age grid should be used. For more information, see our article on getting disability when you're almost 50, 55, or 60.
The grid rules may be a useful tool to win a claim for disability for some people between the ages of 50-54. If you fall within a "disabled" box, you should be approved for benefits. If you are denied in this case, or you fall within a "not disabled" box, you should contact a disability attorney to discuss your case to see if you can be approved inside or outside the grid rules. To find a disability attorney in your area, visit our disability attorney locator tool.
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