Getting Social Security Disability Benefits for a Neurocognitive Disorder
How to get disability benefits for brain injuries, brain damage, dementia, and other disorders that decreased cognitive functioning.
Neurocognitive disorders are those involving thinking difficulties caused by abnormalities of the brain. These disorders are usually permanent and often progressive, though there are some that are short-term because the person has an early and treatable infection. There are many things that can damage the brain, most commonly infections, traumatic brain injuries or trauma, strokes, dementias like Alzheimer’s disease, vascular disease, toxins, genetic and congenital brain malformations, immune disorders, and alcohol or other substance abuse.
When determining whether someone is disabled, Social Security is not so much concerned with the specific type of neurocognitive disorder as it is with the loss in a person’s ability to function in a work-related way. Neurocognitive disorders (also referred to as organic brain syndrome) can be mild or advanced at the time of application for disability benefits; in advanced cases, another person is needed to help with the disability application—usually a spouse or other family member.
Evidence Needed for a Disability Application for Neurocognitive Disorders
Neurocognitive disorders are usually diagnosed by mental status examinations done by mental health professionals. During a mental status examination, a doctor tries to identity the underlying cause of the disorder and treatment to the extent possible. When there is not enough medical information in an applicant’s medical records to determine the severity of the neurocognitive disorder, Social Security will ask for evaluation by a psychiatrist or psychologist at no cost to the applicant.
People with the diagnosis of a neurocognitive disorder usually have brain imaging studies (MRI or CT scans) in their medical records, but Social Security does not require imaging in determining disability. In rare instances in which severity cannot otherwise be determined, Social Security may ask the person to undergo some type of neuropsychological test.
Note that, because intellectual impairment is not a neurocognitive disorder, a low IQ does not mean a neurocognitive disorder exists. However, a decrease in IQ between two IQ tests is strong evidence that a neurocognitive disorder is present. Social Security will take such information into account when deciding disability, but the most weight is given to medical and psychological observations by professionals.
People with significant neurocognitive impairments may need family or other caregivers to attend medical appointments to make sure problems observed in the applicant’s everyday life are mentioned to the treating doctor so that they can be entered into the applicant’s medical records.
Social Security may also seek information from family members or others who know the applicant, to find out more about what kind of problems he or she is having, such as difficulty remembering things.
Meeting Social Security’s Listing for Neurocognitive Disorders
To meet Social Security’s listing for neurocognitive disorders, an applicant must have one or more of the following problems that has become significantly worse than before:
• Problems paying attention to tasks or listening to others, especially if complex (tasks are slowed or not completed; easy distraction interferes with attention)
• Learning and memory deficits, especially recent memory (loss of immediate and recent memory makes learning difficult)
• Executive function deficits (decreased planning ability and judgment)
• Deficits in the use of language (errors in grammar, inability to recall words, misuse of words, or even inability to speak
• Decrease in coordination (especially eye-hand coordination, but could be problems walking)
• Poor social judgment (decreased ability to know proper social behavior in differing circumstances)
Once a diagnosis of a neurocognitive disorder is made by a psychologist or psychiatrist under the above criteria, Social Security then determines if the disorder qualifies for benefits because it affects the applicant’s functioning, by either of the two methods below.
In the first method, there must be an extreme limitation in at least one of the following areas, or a “marked” limitation in at least two of the following areas:
• understanding, remembering, or using information (planning, ability to understand instructions, learning new things, applying new knowledge to tasks,)
• interacting with others (using socially appropriate behaviors)
• concentrating, persisting, or maintaining pace in performing tasks (ability to complete tasks)
• adapting or managing oneself (having practical personal skills like paying bills, cooking, shopping, good hygiene, dress, and so on)
Note that Social Security defines “marked” as less than extreme, but worse than moderate. Marked and extreme are matters of professional judgment to be made by a Social Security psychiatrist or psychologist reviewing the medical evidence.
In the second method, the neurocognitive disorder must be medically documented as serious and persistent over a period of at least two years. The applicant must be receiving medical treatment, mental health therapy, psychosocial support, or be living in a highly structured setting that diminishes the symptoms and signs of the mental disorder and the person has minimal capacity to adapt to changes in their environment or to demands that are not already part of their daily life.
This second method recognizes that there are some people who don’t satisfy the listing because they live in highly protected and supervised situations that makes their functional abilities appear better than would be the case in real-life situations where the stress and demands on them would be greater.
Using Reduced Mental Functional Capacity to Get Approved for Disability
If a disability applicant’s neurocognitive disorder is not severe enough to satisfy the listing, Social Security will consider the applicant’s mental limitations in combination with any vocational factors (age, education, work experience) that can affect the ability of the person to do their prior job or any other job that is available in reasonable numbers.
At this step of the disability determination process, doctors working for Social Security evaluate the applicant’s mental impairments and note limitations on a document known as a mental residual functional capacity form (RFC). Disability examiners or specialists known as vocational analysts then evaluate the non-medical parts of the application, in combination with the mental RFC. If Social Security cannot find a job that a person with a neurocognitive impairment can do, disability benefits can still be allowed even though the impairment is not severe enough to satisfy the listing. Getting approved this way is called a medical-vocational allowance; the more severe the mental limitations, the more likely the person will qualify. Many claims are allowed on a medical-vocational basis.