Workers compensation, a.ka. Workmans comp, is a benefit system designed to help workers who have become injured or sick due to their work conditions or environment. Unfortunately, it is also a system whose rules vary state by state and whose outcomes are often unfair to sick and injured workers. Because the system is complicated, to win a workmans comp claim, a worker should learn about the workers compensation system in their state and should certainly consider getting a workers compensation attorney or lawyer to handle a claim. |
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The workmans comp benefits that are paid out to an injured worker are, usually, paid out by the employer's workman's comp carrier.
However, in a small number of states, employers are actually given the option to self-insure. And in instances where an employer has done so, the employer is liable for whatever workers compensation benefits an injured worker would have been entitled to receive.
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