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When you file your disability claim with Social Security, you provide your medical treatment sources with your disability application (the information regarding the doctors and hospitals at which you've been seen is actually provided on a form called the disability report, form number SSA-3368). What happens to this information that you provide regarding your medical records? As soon as your disability claim is taken at a social security office and is then transferred to the state disability agency that renders medical decisions for the social security administration, a disability examiner will be assigned to your disability case and will begin to gather all of your medical treatment notes. Typically, a disability examiner will send medical record request letters to every doctor and medical provider that you indicate when you start the process of filing for disability. And very often, disability examiners will request your records as far back as five years or longer (of course, if your alleged medical onset date---when you became disabled---is even further back than this, your records will be requested back to this date as well). After your records arrive (and this can take weeks or months), if you have enough current medical treatment notes (medical treatment within the past three months) and they address all of your medical and/or mental impairments, the state disability agency will make your disability determination based on this information. On the other hand, though, if the information that is received is considered insufficient, or does not address one of the conditions that was listed on your application for disability (for instance, depression), then you may be required to go to a consultative medical exam that is scheduled by the social security administration (social security will pay for this exam also). However, there are many cases in which a disability decision will be made even if not all of the medical evidence has arrived. There is no Social Security disability rule or guideline that states that all of your medical treatment sources must be acquired before a disability decision is made in your case. 
Social Security Disability and SSI Disability Information
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