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Why should you apply for disability benefits from the social security administration (either social security disability or SSI disability)? Here are two separate lists that may enlighten you as to when a disability claim should be filed with SSA, and when a claim should not be filed. List One: Reasons to apply for Social Security disability and SSI disability benefits 1. You have a mental or physical condition that is severe. 2. You expect your condition to last for at least a full year, or longer. 3. Your condition is severe enough that it prevents you from working and earning a substantial and gainful income. As you can see, the rationale for filing for SSD or SSI is fairly simple. If you believe your condition will be of an extended duration (12 months or longer) and will prevent you from earning what is referred to as SGA, or substantial gainful activity, you should probably contact your nearest social security office and initate a claim. In fact, if all three criteria apply to you, you should not hesitate to do this simply because, at present, the time required to receive a decision on a disability claim can be lengthy. Of course, the corollary to the list indicated above is as follows: List Two: Reasons not to apply for Social Security disability and SSI disability benefits 1. Your condition, which may be physical or mental in nature is not of a severe nature. 2. Your condition, even if severe, is not expected to last at least one full year. 3. Your condition, even if severe, does not prevent you from working and earning a substantial, gainful income. 
Social Security Disability and SSI Disability Information
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