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Why does it take so long to arrive at a decision on an SSDI claim (social security disability insurance) ? In many respects, this is because the process is detailed and inherently slow. When you apply for Social Security disability, there is a very specific process which your claim must be taken through to attain a medical disability decision. You must first file your claim, after which your disability claim will be forwarded to the state disability agency for a medical determination (this agency gathers your medical records and reviews them for the social security administration). The state disability agency gathers all of your medical records from the medical sources you gave during your disability interview. If your medical information is not current (within the past ninety days) or if the medical records that are received do not address you medical conditions thoroughly, you may have to attend a consultative medical exam (exam scheduled and paid for by the Social Security Administration). Additionally, the state disability examiner may send out disability forms to you and your third party contact, so that information may be gathered to ascertain how your medical condition is affecting your everyday life. Once all the information has been received, the disability examiner writes a disability decision based on the entire medical evidence record and also the lay evidence (contact with your third party) in the file. Generally, a physician at the state disability agency, who works with the disability examiner, will review this medical decision. However, there are some disability examiners with the authority to actually write the final disability medical determination, if the medical decision is clear-cut. 
Social Security Disability and SSI Disability Information
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