What Are You Allowed to Earn on Social Security Disability? (trial work period)
Once you have been awarded Social Security disability benefits, you have to be careful about the amount of money you earn each month. Each year, Social Security sets an amount that it considers to be equal to a month's earnings of substantial gainful activity. If an individual receiving Social Security goes over that monthly amount, their disability benefits may be suspended or even terminated.
Social Security looks at work activity above the substantial gainful work activity amount as a potential indicator that an individual’s disabling conditions have improved. In fact, if an individual performs substantial gainful work activity within the twelve months of their onset date (the date they became disabled), their disability case may be reopened and denied on the basis that they are performing SGA.
If you have been receiving disability benefits for sometime, you are entitled to a nine month trial work period and an extended period of eligibility known as the EPE period.
So just what is a trial work period? A trial work period consists of nine months in any sixty-month period, in which an individual is allowed to earn over the substantial gainful activity monthly amount. Keep in mind, these months may be spread out over five years and they do not have to occur consecutively.
If an individual performs a tenth month of SGA in any sixty-month period, their benefit will be suspended for that month and every month following that month if they continue performing SGA.
Another significance of the tenth month of SGA is that it begins the extended period of eligibility (EPE).
The EPE is a thirty-six month period in which an individual is allowed to receive a disability benefit any month they are not performing SGA. This really means that any time during that three-year period that you become unable to work due to you medical condition, you may have your disability benefit reinstated.
Social Security promotes other work incentives such as expedited reinstatements (if you become disabled due to the same medical conditions within five years of being terminated for disability, you may file an expedited reinstatement--you can receive provisional disability payments for six months while they make a new medical determination) and extended Medicare coverage to those who are working, in an effort to get more individuals off the disability rolls and back in the work place.
As you can see there are many things to consider before you return to work after you have been awarded Social Security disability benefits.
Basically, if an individual keeps their earnings under the substantial gainful activity month amount (each year the amount changes), their disability benefits will most likely continue unless a doctor suggests that their condition has improved. Additionally, if you are receiving SSI benefits you must report all earnings, because earnings affect SSI disability benefit amounts on a monthly basis. For both SSI and Social Security disability it is imperative to report your earnings, so that you are not overpaid.
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Social Security Disability Claim Secrets
Social Security Disability Benefits Questions
Social Security looks at work activity above the substantial gainful work activity amount as a potential indicator that an individual’s disabling conditions have improved. In fact, if an individual performs substantial gainful work activity within the twelve months of their onset date (the date they became disabled), their disability case may be reopened and denied on the basis that they are performing SGA.
If you have been receiving disability benefits for sometime, you are entitled to a nine month trial work period and an extended period of eligibility known as the EPE period.
So just what is a trial work period? A trial work period consists of nine months in any sixty-month period, in which an individual is allowed to earn over the substantial gainful activity monthly amount. Keep in mind, these months may be spread out over five years and they do not have to occur consecutively.
If an individual performs a tenth month of SGA in any sixty-month period, their benefit will be suspended for that month and every month following that month if they continue performing SGA.
Another significance of the tenth month of SGA is that it begins the extended period of eligibility (EPE).
The EPE is a thirty-six month period in which an individual is allowed to receive a disability benefit any month they are not performing SGA. This really means that any time during that three-year period that you become unable to work due to you medical condition, you may have your disability benefit reinstated.
Social Security promotes other work incentives such as expedited reinstatements (if you become disabled due to the same medical conditions within five years of being terminated for disability, you may file an expedited reinstatement--you can receive provisional disability payments for six months while they make a new medical determination) and extended Medicare coverage to those who are working, in an effort to get more individuals off the disability rolls and back in the work place.
As you can see there are many things to consider before you return to work after you have been awarded Social Security disability benefits.
Basically, if an individual keeps their earnings under the substantial gainful activity month amount (each year the amount changes), their disability benefits will most likely continue unless a doctor suggests that their condition has improved. Additionally, if you are receiving SSI benefits you must report all earnings, because earnings affect SSI disability benefit amounts on a monthly basis. For both SSI and Social Security disability it is imperative to report your earnings, so that you are not overpaid.
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