Just a few comments

There is a new class emerging in America. Once prosperous, or at least middle class, these families are being forced to obtain large amounts of money through refinancing their homes simply to make ends meet. Whether these families are forced into poverty by illness, loss of a job, or simply the rise of food, gas and energy costs, being forced into refinancing has created a larger than life debt scenario for many that are unable to keep up with their monthly mortgage payments.

In North Carolina alone (my own state of residence), the number of homes foreclosed upon rose 140% between 2006 and 2007. OnTrack, a money management and debt repayment service company located in Asheville, North Carolina, reported that those who sought their services rose from 282 in January 2007 to 346 in January 2008.

The cost of living continues to go up and at the same time people are seeking assistance now more than ever for things like medicine, energy costs, housing assistance and other needs. Many of these people are first-time assistance seekers, who have fallen into bad circumstances. These hard working families used to be stable, functional families doing well, but many have found themselves in this position due to health issues.

The government systems of Medicare, Social Security benefits and other systems set in place to help those with disabilities are not sufficiently helping the situation. Many have to wait months or years to see benefits, if ever, while families spiral into more debt making them America’s ‘New Poor’.

So...what's the solution. I don't have one. However, here's the problem. Better leadership is now not only needed, it is required for the future well-being of the United States and its citizens. However, this "need" does not simply apply to the office of President, but also, and, actually, more importantly, to that institution known as Congress. For it is Congress and the 535 elected members of both houses that continue to waste the people's time and the nation's resources while they remain committed largely to their own goals. And who should expect that it would be anything different, considering the fact that members of Congress have their own retirement system, one that is not part of the social security system, and have healthcare that provides coverage substantially superior to what the average citizen has.

Solution? Again, I can offer no specifics. But suffice it say, the citizens of the USA need to become politically much more active and better educated about the system in which their representatives operate and also about their representatives. And when their representatives fail them, they need to fire them.

In short, not only do you get the system you deserve, you get the one you were too lazy to do anything about in the first place.










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