social security disability SSD Disability

A blog by a former social security disability claims examiner about social security disability and SSI Disability issues and questions, but also general, health, and medical news.

Thursday, December 27, 2007

Disability Denial Costs More than Time

A recent report from the Athens County Department of Job and Family Services in Ohio reports that denied disability claims are threatening the wellbeing of millions of Americans. This allegation is not new and can be found nationwide. Many reports across the country are reverberating the accusation that people are not only being denied and kept waiting, but they are losing their financial and physical health due to the waiting period, and oftentimes denial of their disability assistance.

The Social Security administration backed up the statistics in the Athens County, OH, report.

Over 2.5 million Americans file for disability benefits every year. Out of that 2.5 million people, almost 2/3 are denied and while approximately 60 percent appeal that rejection and are ultimately approved, they generally have to wait for 1 ½ to 2 ½ years to get their approval. During that time, they face many issues without support of any kind. Many times this means they have no medical coverage, very little or no income and a sinking feeling that the system has failed them.

The report stated that in Ohio almost 73 percent are denied during their first file for disability benefits. It also states that in 2007 only 11 percent of the cases that appealed were approved. Ohio residents can appeal through an administrative law judge hearing once they have been denied twice. Many people never appeal, not realizing that a denial of benefits is almost a standard procedure. This appeal process creates more waiting and more personal hardship.

The report also states that although the average monthly payments for disability insurance in 2005 were $796 nationally, Ohio residents received an average of $785, while Athens County residents received an average of only $721.

While an appeal process can help in determining eligibility, many people experience bankruptcy and home foreclosures during this time, leading to depression, addiction and family issues. Other than these serious hardships, they also face deteriorating health problems. While many people lose their homes, others lose their lives.

The report, as well as the Social Security Administration, contributes part of the problem to a lack of funding to hire support staff and hearing judges. Without the staff to take care of the filings, many simply get denied to buy more time.

Athens County hopes this detailed report will help draw an eye to their community and help to get some of their disability insurance issues solved, as well as help for those who have been denied disability.


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    Social Security Disability Prior Posts

    Eligibility for disability benefits
    How long does it take for a reconsideration for SSI?
    Requirements for Disability Benefits
    Representative for a Social Security Disability Hearing
    SS Reconsideration
    Social Security Disability - Mental Impairment Qualifications
    Representation for a Social Security Disability or SSI Case
    Social Security Disability Attorney Fee
    Social Security Disability Decision Process
    SSD (Social Security Disability) Reconsideration
    Qualifying for disability on the first application
    Winning your Social Security Disability
    North Carolina Disability Attorney
    Virginia Disability Attorney
    Disability Questions 7
    Disability Questions 8
    Disability Questions Page 9
    Disability Determination for Social Security Disability Benefits
    Social Security Disability Forms and letters
    Social Security Disability Application Interview
    SSD Benefits, Depression, and Mental Testing




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