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Many people who find the need to file for disability benefits automatically think of SSI. But should they be thinking of SSI or Social Security Disability? For that matter, what is the difference between these two programs? In this short article, we'll briefly discuss SSI and social security disability, which is also known as SSD and as SSDI (social security disability insurance). SSI stands for supplemental security income and SSI benefits are covered under title 16 of the social security act. SSI benefits are administered by the social security administration in a fashion similar to SSD benefits. What determines whether or not you receive SSI or social security disability? This is actually based on a claimant's earnings record. Individuals who have never worked (such as children) will qualify for SSI benefits assuming that they are found to meet the social security administration's definition of disability. Additionally, individuals who have worked but have not managed to earn enough quarters of coverage to qualify for social security disability (ssd) will qualify for SSI provided that they are found disabled. SSD disability benefits are differentiated from SSI disability benefits by the following criteria: 1. Individuals who qualify for SSD benefits will receive medicare benefits two years after their date of eligibility for disability benefits has been established. By contrast, SSI benefits based on disability will include medicaid coverage instead of medicare (medicaid provides for a fixed number of doctor visits per year and a fixed number of prescriptions per month). 2. Individuals who qualify for SSD benefits are not subject to asset limits, while SSI benefits based on disability status may be terminated if an SSI recipient's countable assets exceed a certain threshold (the upper limit is $2000.00). How do you know if you will be elibible for SSI or social security disability? When you file for disability benefits, the social security office will determine which benefit program you will receive consideration for. And, regardless of whether or not your disability application is for SSI title 16 benefits or SSD title 2 benefits, the application will be handled in exactly the same way and processed in the same manner. Can you receive social security disability and SSI benefits based on disability? Actually, yes. This is known as a concurrent claim and concurrent benefits are available to individuals who qualified for SSD benefit coverage, but whose earnings were such that they would have received a low monthly disability benefit. In these situations, concurrent benefits (social security and ssi received simultaneously) will ensure that disabled individuals will receive a minimum total monthly benefit. Disability Lawyers Help with Claims Free Case Evaluation Can someone with adult attention deficit disorder get disability benefits? What are the illnesses that are recognized by social security as a disability? If you get SSI disability will it help pay for utilites or rent bills? |
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SOCIAL SECURITY DISABILITY SSI LAWYERS ATTORNEYS ANSWERS TO YOUR SSDI & SSI QUESTIONS PAGE 3 ANSWERS TO YOUR SSDI & SSI QUESTIONS PAGE 4 |
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If you suffer from a medical disability such as hip, neck, shoulder, ankle, wrist, back, or other joint problems, disc herniation, degenerative disc disease, spinal stenosis, carpal tunnel syndrome, rsi or repetetive stress injury, inflammatory bowel disease, ulcerative colitis, irritable bowel syndrome, arthritis, dysthymia, depression or other mood disorders, congestive or chronic heart failure, type 1 diabetes, type 2 diabetes, diabetic neuropathy, high blood pressure (hypertension), seizure disorder, stroke, copd, emphysema, hearing loss or poor hearing, statutory blindness, peripheral field problems or other vision loss, clinical obesity, attention deficit hyperactivity or, simply, adhd, bipolar disorder or manic depression, panic disorder, schizophrenia, autism, head trauma, memory loss, low iq, mental retardation, learning disability, epilepsy, cancer, chronic fatigue, multiple sclerosis, lupus, anxiety, inner ear problems, meniere's, vertigo or dizziness, kidney failure requiring dialysis or other renal problems, cirrhosis, hepatitis, or other liver disease, pancreatitis, osteoarthritis, osteoporosis, asthma, bronchitis, cystic fibrosis, rsd or reflex sympathetic dystrophy, crohn's disease, sarcoidosis, peripheral vascular disease, lyme disease, cerebral palsy, down syndrome, hiv, aids, anemia, sickle cell, thyroid problems including hypothyroidism, esrd or end stage renal disease, reflux, gerd (gastroesophageal reflux disease), cfids, muscular dystrophy, coronary artery disease, cardiomyopathy, or tachycardia, bradycardia or other arrhythmia and have initiated or been denied on a social security disability, or ssi, claim for benefits, this site may assist you with your case. Social Security Disability benefits are often difficult to win; however many claims for social security disability are lost simply because a claimant did not know enough about the disability process to their social security or ssi claim. For information re: representation on a social security disability or ssi claim (attorney or non attorney representative), see the "questions" & "how" pages. |
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